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Our Privacy Policy

FACTS What Does The Bank of Waynesboro Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: -   Social Security number and income -   Account balances and payment history -   Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
 
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons The Bank of Waynesboro chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does The Bank of Waynesboro and its branches share? Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposesto offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposesinformation about your transactions and experiences No We don't share
For our affiliates' everyday business purposesinformation about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call (931) 722-2265 or go to https://thebankofwaynesboro.com/

Who we are

Who is providing this notice? The Bank of Waynesboro; Bank of Collinwood; and Community Bank of Lawrence County
 

What we do

How does The Bank of Waynesboro and its branches protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The Bank of Waynesboro and its branches collect my personal information? We collect your personal information, for example, when you -   open an account or use your credit/debit card -   apply for loan or provide employment information -   make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only -    sharing for affiliates everyday business purposes information about your creditworthiness -    affiliates from using your information to market to you -    sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. -     The Bank of Waynesboro does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies. -     The Bank of Waynesboro does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. -     The Bank of Waynesboro doesn't jointly market.

Our Online Banking Privacy Policy

Visitors to The Bank of Waynesboro's Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as: Date and time our site was accessed IP Address (A numeric address given to servers connected to the Internet) Web browser used City, State, and Country The Bank of Waynesboro uses this information to create summary statistics and to determine the level of interest in information available on our site. Visitors may elect to provide us with personal information via e-mail or our online feedback section. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations. The Bank of Waynesboro is committed to ensuring the privacy of its customers' personal information. For more information regarding our Online Banking Privacy Policy, contact the bank at:

The Bank of Waynesboro
PO Box 397 201 South Main St.
Waynesboro, TN 38485
Phone: 931.722.2265
Fax: 931.722.9121
Contact Person: Mike Smith